影片讲述财务部女监察探员(格蕾斯饰)负责押运一批6亿美元残旧货币到碎钞厂处理，然而当地罕见的飓风灾难即将来临，一群全副武装的盗贼想在居民全部疏散后“乘风打劫”，而当飓风达到致命的5级之后，所有精心计划都被打乱，他们发现需要一个金库密码，而这个密码只有女监察探员知道，她和所被劫持人质的生命面临威胁，在和滞留当地气象学家（凯贝尔饰）结盟后，后者的弟弟也被盗贼绑架，两人不得不联袂面对飓风和匪徒，在历经惊险刺激后最终战胜了盗贼和飓风灾难。
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